AFFORDABLE MORTGAGE BROKER SCHOOL

Wes-State's mortgage broker schoole will put you on the cutting edge.

As indicated by the write-up in a financial trade magazine "loan brokers are making more money than most anyone". Earnings of successful loan brokers are in the top 5% and they can earn more money than doctors, lawyers, and other professionals. Our mortgage broker school will give you the education you need at the fraction of the cost of all those occupations.

Because of this huge income potential, it's obvious why some companies offer home study courses along with seminars priced at $7,000, $9,000, even $19,000.

If you want to spend that kind of money the option is yours. But believe us when we tell you, you won't learn any more from those high priced programs than what our mortgage broker school we teach you.

WHEN YOU ORDER THE EXECUTIVE BROKER PACKAGE, YOU WILL RECEIVE OUR EXCLUSIVE CURRENT LENDER DIRECTORY. ALSO, YOU WILL RECIEVE OUR EASY TO FOLLOW MANUALS OF INSTRUCTIONS AND EVERYTHING YOU NEED TO GET STARTED.

PLUS SAMPLES OF:

Below is a general listing of what you get in our complete step by step instruction manual:

1. How to start your own professional broker business.

2. Samples of worksheets and forms to originate loans.

3. Loan origination guide which shows you how to document most types of commercial and business loans.

4. How to put a loan package together.

5. How to find borrowers.

6. How and what to charge.

7. How to guarantee your fee.

8. A marketing guide which contains the following samples:
   a) actual presentations for loan situations
   b) fee agreement
   c) co-broker agreement
   d) lender letter
   e) borrower letter
   f) loan summary sheet
   g) mortgage analysis
   h) other miscellaneous forms, etc.

9. How to find lenders that want your type of loan submissions.

10. How to advertise as a broker.

11. Samples of actual loan commitments from lenders.

12. What type of loans to work on.

13. A complete glossary explaining important financial terms.

14. An exclusive, current directory of over 1,000 selected lenders.
    a) venture capital - including hotels, motels and restaurants
    b) high risk loans
    c) small business investment companies
    d) SBA loans
    e) government loan sources
    f) second mortgage sources
    g) pension fund sources
    h) equipment and inventory financing
    i) leasing sources
    j) mortgage sources - banks, S & L's, life companies - all categorized by type of loan and alphabetically listed by state
    k) Canadian and foreign lenders
    l) Wholesale residential lenders for good credit as well as bad credit borrowers.

15. All forms needed to submit a residential loan request.
    a) Residential Loan Application
    b) Request For Verification of Employment
    c) Request For Verification of Deposit
    d) Loan Processing Checklist
    e) Lender Guideline Sheet
    f) Schedule of Real Estate Owned
    g) Fee Agreement
    h) Credit Report Authorization
    i) Loan Submission Form

16. Residential loan organization guide.
    a) Loan-to-value ratios
    b) Prequalifying clients
    c) Conforming loan amounts
    d) Usable income and verification
    e) Qualifying ratios
    f) Amortization chart
    g) Calculating PITI payments